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Have you taken a look at your homeowners and windstorm insurance coverages recently? If not, it might be a good idea to. Now, you do not need to carry a separate windstorm policy in most coastal areas.  Save time and money by carrying all coverage on one policy. READ MORE >>

Renter’s Insurance for College Students If you’re a college student who prefers apartment life to the traditional dorm environment, you are probably in the process of securing a place to stay while you study. Be sure to protect yourself against any damage or other liabilities through renters insurance, looking over all fine print before you sign a lease. READ MORE >>

Want to know a (mostly) secret way to lower your home insurance premiums? One that could also reduce your mortgage, and even affect how much you pay for your car and car insurance? It’s really not a secret, nor is it magic. It’s something anyone can do: maintaining a good credit score. READ MORE >>

Energy Saving Tips As the saying goes, "If you don't like the weather in Texas, stick around because it will change soon." This quick change in temperature can have a dramatic impact on your energy bill. That's why it is important to have the best electricity prices in Texas. With Payless Power, you will. READ MORE >>

Houston Home insurance can be complicated. In this economy, everyone wants to save a buck, but bare-bones insurance can end up costing you more than you know. Saving money won’t save you from disaster. It’s important to weigh the pros and cons of cheap home insurance, seeking out the policy, not the price, that’s right for your home. READ MORE >>

Most Houston home insurance policies will cover the rebuilding cost of your home if it’s completely destroyed. However, you need to insure your home at least 80% of the rebuilding cost. First, you will need to determine the cost to reconstruct your home. READ MORE >>

Texas Deep Fried Turkey: How to Avoid Fires and Other Mishaps on Thanksgiving A growing Thanksgiving trend is preparing deep fried turkey. Exceptionally popular crispy on the outside and juicy on the inside, deep-fried turkeys make a simple and delicious holiday meal. Home Fires Double at a Thanksgiving READ MORE >>

Hunting cabins offer you and your family more than just a respite from the rest of the world. They also offer you the chance to get back to nature and embrace a simpler way of life, if only for a few weeks out of the year. But a hunting cabin that is small, no-frills, and sits empty most of the year is not a property that should remain uninsured. READ MORE >>

A home gym can be a great investment for your health and your pocketbook when compared to the cost of long-term health club memberships. But without the right insurance and safety measures, your home gym could be a lot more expensive than it seems. Invest in Umbrella Liability READ MORE >>

It's becoming increasingly popular to invest in sustainable products for the home. But it’s also popular to live in a home that was actually built to be green—or eco-friendly. In a green home, the focus is on creating ways to use environmentally friendly products for building and environmentally friendly ways of heating, cooling, lighting and generally powering the home. READ MORE >>

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